photoPersonal Checking Accounts

Regular Checking

Limitations: You must deposit $100.00 to open this account.

Account Fees:  A minimum balance fee of $10.00 will be imposed every statement cycle if the average daily balance for the cycle falls below $800.00. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. 

Dublin Independent School District

We take pride in our school district and have created an account especially for our D.I.S.D. faculty, staff, and students. There is not a monthly service charge on this account. There is not a charge for instant statements and your first box of stock checks are provided.  You must notify us if you become ineligible for this account so we may change this to an account you are eligible for.  We review this account periodically for eligibility and will notify you if we believe you become ineligible. 

Limitations:  You must deposit $100.00 to open this account.

Gold Star Account 

This account is available to our customer age 55 and over. 

This is a non-interest bearing. 

  • This account offers $20,000.00 accidental death and dismemberment insurance and $100,000.00 common carrier coverage. If a joint account is established, all coverages are divided equally.  Dependent child insurance coverage is provided in the amount of $1,500.00 for accidental death and dismemberment and there is no common carrier coverage.
  • This account allows you to write as many checks as you would like. The first box of stock checks are provided with this account. Upon request one box of checks is provided yearly at no charge.
  • An $18.00 annual discount on a Safe Deposit Box is provided to our Gold Star Account holders. (There is a refundable $10.00 key deposit required.)
  • You can get 2 monthly instant statements for your monthly fee.
  • Your monthly fee includes issue charges for 12 Cashiers' Checks and Money Orders annually.
  • Your monthly fee will allow you to wire transfer funds from your account to any place in the United States at no additional charge up to 12 wire transfers per year at no charge. 
  • The Debit Card initial set up charge is waived as part of this club. 
  • Other benefits include prescription discounts, Identity Theft 911, Living Family Journal, shopping discounts, travel discounts, and entertainment discounts as described in the member benefits brochure.

Limitations: You must deposit $100.00 to open this account.

Account Fees: A club account monthly fee of $5.00 will be charged on each statement cycle.

Insurance Information: THE INSURANCE PRODUCT IS NOT A DEPOSIT ACCOUNT OR OTHER OBLIGATION OF ANY DEPOSITORY INSTITUTION OR ANY AFFILIATE OF ANY DEPOSITORY INSTITUTION. THE INSURANCE PRODUCT IS NOT GUARANTEED OR INSURED BY ANY DEPOSITORY INSTITUTION OR ANY AFFILIATE OF ANY DEPOSITORY INSTITUTION.   THE INSURANCE PRODUCT IS NOT INSURED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION (FDIC) OR BY ANY FEDERAL GOVERNMENT AGENCY. 

Star Account 

This is a non-interest bearing account.

  • This account offers $20,000.00 accidental death and dismemberment insurance and $100,000.00 common carrier coverage. If a joint account is established, all coverages are divided equally.  Dependent child insurance coverage is provided in the amount of $1,500.00 for accidental death and dismemberment and there is no common carrier coverage.
  • This account allows you to write as many checks as you would like. The first box of stock checks are provided with this account. Upon request one box of checks is provided yearly at no charge.
  • An $18.00 discount annually on a Safe Deposit Box is provided to our Star Account holders. (There is a refundable $10.00 key deposit required.)
  • You can get 2 monthly instant statements for your monthly fee.
  • Your monthly fee includes issue charges for 12 Cashiers' Checks and Money Orders annually.
  • Your monthly fee will allow you to wire transfer funds from your account to any place in the United States at no additional charge up to 12 wire transfers per year at no charge.
  • The Debit Card initial set up charge is waived as part of this club.
  • Other benefits include prescription discounts, Identity Theft 911, Living Family Journal, shopping discounts, travel discounts, and entertainment discounts as described in the member benefits brochure.

Limitations: You must deposit $100.00 to open this account.

Account Fees: A club account monthly fee of $9.00 will be charged on each statement cycle.

Insurance Information: THE INSURANCE PRODUCT IS NOT A DEPOSIT ACCOUNT OR OTHER OBLIGATION OF ANY DEPOSITORY INSTITUTION OR ANY AFFILIATE OF ANY DEPOSITORY INSTITUTION. THE INSURANCE PRODUCT IS NOT GUARANTEED OR INSURED BY ANY DEPOSITORY INSTITUTION OR ANY AFFILIATE OF ANY DEPOSITORY INSTITUTION. THE INSURANCE  PRODUCT IS NOT INSURED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION (FDIC) OR BY ANY FEDERAL GOVERNMENT AGENCY

 

NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE 

FOR  NONINTEREST-BEARING TRANSACTION ACCOUNTS

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC).

 Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category. 

For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit                         http://www.fdic.gov/deposit/deposits/unlimited/expiration.html